Software Engineer, Financial Engineering
- Salary
- $266K - $445K
- Level
- Senior
- Work type
- Hybrid · San Francisco
Not stated in the posting: visa.
Open. First seen 7 March 2026.
About the role
About the team
OpenAI’s Applied AI organization turns our latest model capabilities into products used by hundreds of millions of consumers, developers, and organizations worldwide. Our teams build the product experiences and platform foundations behind ChatGPT, Codex, our API platform, and offerings for businesses, enterprises, educational institutions, and other customers.
Financial Engineering powers how customers purchase, access, and pay for these products. We build the systems behind pricing and packaging, checkout, payments, subscriptions, usage-based billing, credits, entitlements, invoicing, and the broader order-to-cash lifecycle. Our work spans consumer subscriptions, self-serve businesses, sophisticated enterprise agreements, developer usage, and emerging monetization models.
These systems sit at the intersection of product experience and financial infrastructure. They must make it easy for customers to adopt OpenAI products while maintaining strong guarantees around correctness, reliability, security, reconciliation, and auditability. We partner closely with Product, Data Science, Finance, Accounting, Risk, Operations, and Go-to-Market teams to launch new offerings and build a financial platform that can evolve with OpenAI’s rapidly growing product portfolio.
We are looking for an experienced engineer to help architect and build the next generation of these systems.
In this role, you will:
- Have 5+ years of professional software engineering experience building and operating production backend, platform, or distributed systems.
- Have strong fundamentals in API design, data modeling, storage systems, transactional workflows, and event-driven architecture.
- Have experience building systems where correctness, reliability, observability, security, or data integrity are especially important.
- Are comfortable owning ambiguous, business-critical problems from initial definition through launch and long-term operation.
- Bring a product-oriented mindset and care about creating simple, trustworthy experiences for both external customers and internal users.
- Communicate clearly with technical and non-technical partners and enjoy working closely with Product, Finance, Accounting, Operations, Data, and Go-to-Market teams.
- Make thoughtful tradeoffs between near-term delivery and long-term system quality.
- Move quickly and independently in an environment where requirements evolve, priorities compete, and the right solution is not always obvious.
Nice to Have:
- Experience with payments, subscriptions, billing, pricing, credits, entitlements, invoicing, revenue systems, or other monetization infrastructure.
- Experience with high-scale financial or transactional systems, reconciliation workflows, compliance requirements, or audit controls.
- Experience building shared platforms, APIs, frameworks, or developer tools used by multiple product teams.
OpenAI US Applicant Privacy Policy
OpenAI's standard text
We are committed to providing reasonable accommodations to applicants with disabilities, and requests can be made via this link.
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About OpenAI
OpenAI is an AI research and deployment company dedicated to ensuring that general-purpose artificial intelligence benefits all of humanity. We push the boundaries of the capabilities of AI systems and seek to safely deploy them to the world through our products. AI is an extremely powerful tool that must be created with safety and human needs at its core, and to achieve our mission, we must encompass and value the many different perspectives, voices, and experiences that form the full spectrum of humanity.
OpenAI's standard text
We are an equal opportunity employer, and we do not discriminate on the basis of race, religion, color, national origin, sex, sexual orientation, age, veteran status, disability, genetic information, or other applicable legally protected characteristic.
For additional information, please see OpenAI’s Affirmative Action and Equal Employment Opportunity Policy Statement.
Background checks for applicants will be administered in accordance with applicable law, and qualified applicants with arrest or conviction records will be considered for employment consistent with those laws, including the San Francisco Fair Chance Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the California Fair Chance Act, for US-based candidates. For unincorporated Los Angeles County workers: we reasonably believe that criminal history may have a direct, adverse and negative relationship with the following job duties, potentially resulting in the withdrawal of a conditional offer of employment: protect computer hardware entrusted to you from theft, loss or damage; return all computer hardware in your possession (including the data contained therein) upon termination of employment or end of assignment; and maintain the confidentiality of proprietary, confidential, and non-public information. In addition, job duties require access to secure and protected information technology systems and related data security obligations.
To notify OpenAI that you believe this job posting is non-compliant, please submit a report through this form. No response will be provided to inquiries unrelated to job posting compliance.
We are committed to providing reasonable accommodations to applicants with disabilities, and requests can be made via this link.
OpenAI Global Applicant Privacy Policy
At OpenAI, we believe artificial intelligence has the potential to help people solve immense global challenges, and we want the upside of AI to be widely shared. Join us in shaping the future of technology.
What this role asks for
60% of this description is written for the role. The rest is OpenAI's standard text, folded away below.
Read against OpenAI's other open postings on this site.
The team: Applied AI Engineering HIRES STEADILY
This role is one of 67 open in Applied AI Engineering. 20 were posted in the last 30 days and the oldest in September: a team that hires all year rather than one being built.
WHAT THE TEAM WORKS WITH, ACROSS ITS POSTINGS
Python (20 of 67), Machine Learning (14 of 67), React (9 of 67), TypeScript (9 of 67), Android (7 of 67), Golang (7 of 67), Kotlin (6 of 67)
OTHER ROLES ON THIS TEAM
- Software Engineer, Full Stack — Dots posted Oct 16
- Software Engineer, Mobile Web — Dots posted Oct 16
- Machine Learning Engineer, Implicit Signals posted Oct 13
- Machine Learning Engineer, Growth posted Oct 13
- Engineering Manager, Identity Platform posted Oct 8
- Data Engineer, Core Experimentation posted Oct 6
- Software Engineer, Shop/Feed Ads posted Oct 6
- Android Engineer, Plugin Developer Platform posted Oct 5
- Frontend Software Engineer, Codex App posted Oct 1
- Engineering Manager, ChatGPT Space posted Oct 1
- Software Engineer, Implicit Signals posted Sep 29
- Software Engineer, Product Velocity posted Sep 28
- Software Engineer, Search Infrastructure posted Sep 25
- Machine Learning Engineer, Core Experimentation posted Sep 24
- Staff & Software Engineer, Payments & Billing, Consumer Monetization posted Sep 24
- Mobile / Full Stack Staff & Software Engineer, Consumer Monetization posted Sep 24
- Full Stack Staff & Software Engineer, Consumer Monetization posted Sep 24
- Product Manager, Technology Vertical posted Sep 23
- Machine Learning Engineer, Monetization AI/ML posted Sep 21
- Software Engineer, Plugin Ecosystem posted Sep 21
- Software Engineer, Healthcare posted Sep 15
- Data Engineering Manager, Growth & Revenue posted Sep 14
- Software Engineer, Ads Integrity posted Sep 14
- Software Engineer, Consumer Health posted Sep 12
- Backend Software Engineer, ChatGPT ImageGen posted Sep 11
- Android Engineer, ChatGPT ImageGen posted Sep 11
- Full-Stack Software Engineer, Emerging Products posted Sep 10
- Engineering Manager, ChatGPT Search Infrastructure posted Sep 9
- Android Engineer, ChatGPT Library Team posted Sep 9
- Full Stack Software Engineer, Product Explorations posted Sep 3
- Software Engineer, Plugin Developer Platform posted Aug 18
- Software Engineer, Model Deployment- ChatGPT Engineering posted Aug 17
- Senior Staff Software Engineer, Identity posted Aug 6
- Full-Stack Engineer, ChatGPT Education & Learning posted Aug 4
- Software Engineer, Enterprise Verticals posted Jul 29
- Software Engineer, ChatGPT Shopping posted Jul 9
- Founding Full Stack Software Engineer, Legal posted Jun 29
- Engineering Manager, MLE posted Jun 23
- Full Stack Software Engineer, ChatGPT Finances posted Jun 15
- Full Stack Software Engineer, ChatGPT ImageGen posted Jun 9
- Software Engineer, Scaled Abuse posted Jun 8
- Software Engineer, Monetization ML Infrastructure posted Jun 1
- Software Engineer, Ads Manager posted May 26
- Software Engineer, Ad Formats posted May 26
- Engineering Manager, Distillation & Detection Platform posted May 20
- Full-Stack Software Engineer, Applied Foundations posted May 7
- Backend Software Engineer, Applied Foundations posted May 7
- Protection Scientist Engineer, Integrity posted May 5
- Software Engineer, ChatGPT Infrastructure posted Apr 21
- Full Stack Software Engineer, Education posted Apr 16
- ChatGPT Performance Engineer posted Apr 15
- Software Engineer, Localization posted Mar 18
- Software Engineer, Infrastructure - Core Experimentation posted Mar 17
- Software Engineer, Full-Stack - Core Experimentation posted Mar 17
- Android Engineer, Ad Formats posted Feb 12
- Full Stack Software Engineer, Growth posted Jan 30
- iOS Engineer, Applied Foundations posted Jan 20
- Android Engineer, Applied Foundations posted Jan 20
- Software Engineer, Monetization Product & Platform posted Jan 8
- Software Engineer, Monetization Delivery posted Dec 10
- Protection Scientist Engineer, Integrity posted Oct 8
- Software Engineer, Habitat (Online Data) posted Apr 14
- Software Engineer, Youth Well-Being posted Nov 22
- Software Engineer, Integrity Foundations posted Jun 11
- Research Engineer, Retrieval & Search, Applied Engineering posted Mar 20
- Data Engineer posted Sep 26
From the team and dates on OpenAI's own job board.
See Software Engineer salaries in San Francisco →
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