Risk Data Scientist
- Level
- Mid
Not stated in the posting: salary, work type, visa.
Open. First seen 3 October 2026.
About the role
We are looking for a Risk Data Scientist.
We're launching a new business line in Colombia and looking for someone to become the first dedicated Data Scientist in our Risk team, building the function from the ground up as part of this launch.
This is a rare opportunity to shape a function from scratch rather than optimize what someone else already built: you'll be working with a fast-growing dataset, designing the full lifecycle of ML models used in real credit decisions, and setting the technical foundation that the rest of the Risk data science function will be built on.
Day-to-day responsibilities:
- Design, build, and own end-to-end machine learning models supporting risk decisions — from feature engineering and model development to deployment, monitoring, and retirement
- Build predicting models for adjacent functions (e.g., churn/attrition prediction on issued loans, reserve calculations)
- Establish and maintain a managed lifecycle for ML models in production — ensuring models remain stable and reliable as data volume grows
- Collaborate closely with Risk Analysts, Portfolio Managers, and Risk-tech strategy teams on model implementation
The ideal candidate:
- 3+ years of hands-on, production-level Data Science experience
- Hands-on experience across the full ML model lifecycle: development, deployment, monitoring, and decommissioning
- Experience in banking or financial services strongly preferred, with an understanding of how risk decisions are embedded in financial products
- Strong foundation in ML algorithms, feature engineering, and model development
- Proficient in Python, SQL, Airflow, Git, BI / Streamlit
- Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university
- Comfortable working independently and owning problems end-to-end
- B1 or higher English level for effective communication with an international team
Plata Card's standard text
Our ways of working:
- Innovative Spirit: A commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support to one of our hubs with assistance for the employee and their family
- Flexible work from one of our offices or remote
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave
What this role asks for
Particular to this role
Airflow · Git
Rare in Plata Card's other 54 open postings.
Standard for data science / ML roles
Machine Learning · Python · SQL
Common in data science / ML postings at any company.
86% of this description is written for the role. The rest is Plata Card's standard text, folded away below.
Read against Plata Card's other open postings on this site.
The team: HQ HIRES STEADILY
This role is one of 40 open in HQ. 9 were posted in the last 30 days and the oldest in May: a team that hires all year rather than one being built.
WHAT THE TEAM WORKS WITH, ACROSS ITS POSTINGS
Python (18 of 40), SQL (14 of 40), CI/CD (9 of 40), Golang (9 of 40), Kafka (8 of 40), AWS (7 of 40), Kubernetes (7 of 40)
OTHER ROLES ON THIS TEAM
- Document Management & Internal Control Analyst Colombia posted Oct 14
- Identity & Access Management Engineer - Middle+ posted Oct 14
- Lead QA Engineer [ATM] posted Oct 13
- Credit Risk Analyst posted Oct 9
- Credit Risk Analyst Colombia posted Oct 8
- Product Manager for Regulatory Reporting posted Oct 2
- AI Creative Marketer (Intern) posted Oct 2
- Product Manager Senior [KYB] posted Sep 25
- Platform Engineer posted Sep 21
- AI Automation Analyst posted Sep 10
- Head of Information Security posted Sep 8
- Tax Analyst posted Sep 3
- QA Engineer - Backend (Golang) Middle [Identity] posted Sep 2
- Principal Engineer posted Aug 28
- QA Engineer - Fullstack(Mobile) Junior+ posted Aug 26
- QA Engineer - Backend (Golang) Junior+ posted Aug 26
- AML Analyst posted Aug 25
- Engineering Manager [AI Business Features] posted Aug 25
- Engineering Manager - Python [DWH Data Tools] posted Aug 21
- Product Manager Lead [Communications Platform] posted Aug 17
- Engineering Manager - Golang [Telesales] posted Aug 17
- Business Analyst Senior [PyME Origination - Persona Moral] posted Jul 28
- Product Designer Junior+ posted Jul 24
- Risk Analyst [Business Plan, Provisions & Reporting] posted Jun 16
- Data Scientist [Integrated Risk Management] posted Jun 15
- Data Analyst Junior / Junior+ [Core Banking] posted May 26
- Incident Manager - Senior [Customer IT Support] posted May 18
- Product Manager Middle/Middle+ [Collection] posted May 1
- Risk Data Governance Lead [Integrated Risk Management] posted Apr 9
- QA Engineer - Backend (Golang) Senior [Core Banking Systems] posted Nov 30
- SRE [Processing Core Team] posted Oct 13
- Product Analyst Middle+ / Senior / Lead posted Oct 8
- Risk Data Analyst [Integrated Risk Management] posted Sep 19
- DataBase Administrator posted Sep 17
- Applied AI Engineer posted Jul 30
- Software Engineer - Golang Junior / Junior+ posted Jul 15
- Application Security Engineer - Senior posted Jun 27
- DevOps Engineer posted Jun 2
- Network Engineer posted May 13
From the team and dates on Plata Card's own job board.
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